Comparisons
Everything you need to know about comparisons in Ontario — in plain English.
Combining Life and Critical Illness Insurance
How life and critical illness insurance work together to cover both death and survivable serious illness — an Ontario guide to one combined plan.
Critical Illness Insurance vs an Emergency Fund
Should you self-insure with savings or buy critical illness insurance? An honest Ontario comparison of an emergency fund versus a tax-free lump-sum policy.
Critical Illness vs Cancer Insurance
Cancer insurance covers one disease; critical illness covers cancer plus heart attack, stroke and many more. An objective Ontario comparison of the two.
Critical Illness vs Disability Insurance in Ontario
Critical illness pays a tax-free lump sum on diagnosis; disability replaces lost income monthly. An objective Ontario comparison of the two.
Do You Need Critical Illness Insurance If You Have Group Benefits?
Group benefits are valuable but often limited and tied to your job. An Ontario guide to what workplace coverage does and does not do for critical illness.
How to Find the Best Critical Illness Insurance in Ontario
There is no single best critical illness insurer in Ontario. How to find the best policy for you by comparing 10 insurers on conditions and price.
CI Rider vs a Standalone Critical Illness Policy
A critical illness rider attaches to a life policy; a standalone CI policy stands alone. Comparing cost, flexibility and control in Ontario.
Critical Illness Insurance vs an RRSP
An RRSP builds retirement savings; critical illness pays a tax-free lump sum on a serious diagnosis. An honest Ontario comparison of the two.
Critical Illness Insurance vs Mortgage Life Insurance
Mortgage life insurance clears your mortgage on death; critical illness pays you a tax-free lump sum if you survive a diagnosis. An Ontario guide.
Critical Illness vs Health & Dental Insurance
Health & dental covers everyday costs OHIP skips; critical illness pays a tax-free lump sum on a serious diagnosis. An Ontario comparison.
Critical Illness Insurance vs Workplace Benefits
Workplace benefits may include critical illness coverage, but it is tied to your job. How group compares to a policy you own in Ontario.
Critical Illness Insurance vs Self-Insuring With a TFSA
Self-insuring with a TFSA builds your own illness fund tax-free; critical illness insurance transfers the risk for a premium. An honest Ontario comparison.
Standalone Critical Illness vs CI Added to a Life Policy
Standalone critical illness policy vs CI added as a life insurance rider in Ontario: cost, flexibility, claims and keeping your coverage.
Critical Illness vs Life Insurance: Which Do You Need?
Critical illness insurance pays you a tax-free lump sum if you survive a covered illness; life insurance pays your family when you die. Here's how they differ in Ontario.
Personal vs Bank Mortgage Critical Illness Insurance
Bank mortgage critical illness pays your lender and shrinks with your balance. A personal policy pays you a fixed amount you own and keep. Here's the Ontario comparison.
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